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Credit growth rose 23.8 percent compared to last year.
Bank Indonesia recorded a growth of bank credit on average Rp 5 trillion per week until April 2011. That makes the credit growth for 4 months this year rose 23.8 percent compared to last year, and makes loan to deposit ratio (loan deposit ratio) above 78 percent.
"Credits go up an average of around Rp 5 trillion every week, this growth was in line with the bank's business plan," said BI Deputy Governor Muliaman D. Hadad in Indonesia during the event Banking Expo 2011 in Jakarta Convention Center (JCC), Jakarta, Wednesday, May 11, 2011.
With this increase, BI expressed Loan Deposit Ratio (LDR) of the banking industry has exceeded 78 percent. The high disbursement of bank credit will not cause overheating economy, because credit growth is still appropriate. "If I do not think it would be overheating. We do also have the size of the LDR that also have a limit which is 78 percent to 100 percent," he said.
As of April 2011, the lending of the banking industry reached Rp1.819 trillion, up 23.8 percent compared to same period the previous year of Rp1.469 trillion. While the acquisition of Third Party Fund (DPK) banking reach Rp2.318 trillion. Hadad explains BI optimistic bank credit growth could reach 25 percent more with a record demand for credit remains much as it is today.
As for mortgage interest, BI continues to monitor the post-policy banks announce Interest Rate Credit Association (SBDK) him. BI SBDK banking records continue to show a decline. "The trend tends to go down even though the decline was relatively thin. Because of increasing competition and efficiency will come later because of this competition. So we'll see," he concluded.
"Credits go up an average of around Rp 5 trillion every week, this growth was in line with the bank's business plan," said BI Deputy Governor Muliaman D. Hadad in Indonesia during the event Banking Expo 2011 in Jakarta Convention Center (JCC), Jakarta, Wednesday, May 11, 2011.
With this increase, BI expressed Loan Deposit Ratio (LDR) of the banking industry has exceeded 78 percent. The high disbursement of bank credit will not cause overheating economy, because credit growth is still appropriate. "If I do not think it would be overheating. We do also have the size of the LDR that also have a limit which is 78 percent to 100 percent," he said.
As of April 2011, the lending of the banking industry reached Rp1.819 trillion, up 23.8 percent compared to same period the previous year of Rp1.469 trillion. While the acquisition of Third Party Fund (DPK) banking reach Rp2.318 trillion. Hadad explains BI optimistic bank credit growth could reach 25 percent more with a record demand for credit remains much as it is today.
As for mortgage interest, BI continues to monitor the post-policy banks announce Interest Rate Credit Association (SBDK) him. BI SBDK banking records continue to show a decline. "The trend tends to go down even though the decline was relatively thin. Because of increasing competition and efficiency will come later because of this competition. So we'll see," he concluded.
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